Standards

International and industry standards relating to payment card processing are listed in this section.

International Standards

  • ISO 4217 Codes for the representation of currencies and funds
  • ISO/IEC 7810 Identification cards — Physical characteristics is an international standard that defines the physical characteristics for identification cards.
  • ISO/IEC 7812 Identification cards — Identification of issuers
  • ISO/IEC 7816-1 Identification cards - Integrated circuit(s) cards with contacts - Part 1: Physical characteristics
  • ISO/IEC 7816-2 Information technology - Identification cards - Integrated circuit(s) cards with contacts – Part 2: Dimensions and location of contacts
  • ISO/IEC 7816-3 Identification cards - Integrated circuit cards - Part 3: Cards with contacts Electrical interface and transmission protocols
  • ISO/IEC 7816-4 Identification cards - Integrated circuit cards - Part 4: Organization, security and commands for interchange
  • ISO/IEC 7816-5 Identification cards - Integrated circuit cards - Part 5: Registration of application providers
  • ISO/IEC 7816-6 Identification cards - Integrated circuit cards - Part 6: Interindustry data elements for interchange
  • ISO 8583:1987 Bank card originated messages - Interchange message specifications - Content for financial transactions
  • ISO 8583:1993 Financial transaction card originated messages - Interchange message specifications

Industry Standards

The EMV 4.3 specifications consist of four books:

  • Book 1 - Application Independent ICC to Terminal Interface Requirements
  • Book 2 - Security and Key Management
  • Book 3 - Application Specification
  • Book 4 - Cardholder, Attendant, and Acquirer Interface Requirements