Card Elements
In this section you will learn about the elements of a payment card.
Card Elements (Front)
Card Issuer's Logo |
The logo of the financial institution. |
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Integrated Circuit |
The integrated circuit (IC) is for data storage and processing capability |
Hologram |
The hologram is an anti-fraud measure; its inclusion makes it far more difficult to forge a card with a realistic appearance |
Primary Account Number |
The Primary Account Number (PAN) is usually referred to as the card number and can be from 12 to 19 characters in length. On most payment cards the PAN is embossed |
Card Scheme Logo |
The card scheme logo identifies the card scheme. The most well known card scheme logos are for Visa and MasterCard but other examples include American Express and Diners Club |
Expiry Date |
The expiry date has the following format: 'MM/YY' |
Cardholder Name |
The name of the person to whom the card is issued. |
Card Elements (Reverse)
Magnetic Stripe |
The magnetic stripe comprises three separate tracks: Tracks 1 and 3 contain information such as the cardholder's name and bank account details and Track 2 contains card data, such as start date, expiry date and issue number |
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Integrated Circuit |
The integrated circuit (IC) is for data storage and processing capability |
Signature Strip |
The signature strip carries the signature of the cardholder |
Card Security Code |
The Card Security Code (CSC) comprises two codes: CVV1 and CVV2 (Cardholder Verification Value). CVV1 is encoded on a card's magnetic stripe. CVV2 is a three or four digit value printed on the card or signature strip and used therefore to verify that a cardholder has the card in their physical possession. The term CSC is commonly used to refer to CVV2. |
Updated over 6 years ago