Guides
API Reference

Account Verification Transaction

In this section you will learn how to process an Account Verification transaction

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Account Verification Overview

An Account Verification Transaction enables a merchant using to request account verification from the acquirer.

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How to process an Account Verification transaction request message

The merchant's system Posts a JSON Account Verification transaction message to the ANYpay Gateway. Section Card Transaction describes the elements required to build an Account Verification transaction request message.

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Key elements of an Account Verification transaction request message

Type MUST be set to [ecom.accountVerification] or [mailorder.accountVerification]
Amount is NOT required

Examples of an Account Verification transaction request message can be seen below.

{ 
  "merchantId": "BDD", 
  "storeId": "BDD500000005", 
  "userId": "BDDTest", 
  "type": "ecom.accountVerification",   
  "currencyCode": "GBP", 
  "clientSystemInvoiceId": "1", 
  "clientSystemTransactionId": "1-2",
  "accountDetails": {
    "cardNumber": "4444333322221111",
    "expiryDateMonth": 12,
    "expiryDateYear": 25
  },
  "cardVerificationDetails": {
    "cardVerificationValue": "123"
  },
  "addressVerificationDetails": {
    "address": "5",
    "zipPostalCode": "123",
    "countryCode": "GBR"
  },
  "threeDSecureDetails": {
    "status": "Authenticated",
    "eci": "05",
    "cavv": "AAACBBNDYmJ3iDAlIUNiAAAAAAA=",
    "xid": "msRVTxAzkZtZOaN64kF8uIj6sY8="
  },
  "storedCredentialDetails": {
    "cardOnfileIndicator": "cardDetailsStoredFirstTime"
  } 
}

{ 
  "merchantId": "BDD", 
  "storeId": "BDD500000005", 
  "userId": "BDDTest", 
  "type": "mailorder.accountVerification",
  "currencyCode": "GBP", 
  "clientSystemInvoiceId": "1", 
  "clientSystemTransactionId": "1-2",     
  "accountDetails": {
    "cardNumber": "4444333322221111",
    "expiryDateMonth": 12,
    "expiryDateYear": 25
  },
  "cardVerificationDetails": {
    "cardVerificationValue": "123"
  },
  "addressVerificationDetails": {
    "address": "5",
    "zipPostalCode": "123",
    "countryCode": "GBR"
  }
}

{ 
  "merchantId": "BDD", 
  "storeId": "BDD500000005", 
  "userId": "BDDTest", 
  "type": "ecom.accountVerification", 
  "currencyCode": "GBP", 
  "clientSystemInvoiceId": "1", 
  "clientSystemTransactionId": "1-2",
  "accountDetails": {
    "cardTokenizedNumber": "9997000000005071111"
  },
  "cardVerificationDetails": {
    "cardVerificationValue": "123"
  },
  "addressVerificationDetails": {
    "address": "5",
    "zipPostalCode": "123",
    "countryCode": "GBR"
  },
  "threeDSecureDetails": {
    "status": "Authenticated",
    "eci": "05",
    "cavv": "AAACBBNDYmJ3iDAlIUNiAAAAAAA=",
    "xid": "msRVTxAzkZtZOaN64kF8uIj6sY8="
  }  
}

{ 
  "merchantId": "BDD", 
  "storeId": "BDD500000005", 
  "userId": "BDDTest", 
  "type": "mailorder.accountVerification", 
  "currencyCode": "GBP", 
  "clientSystemInvoiceId": "1", 
  "clientSystemTransactionId": "1-2",
  "accountDetails": {
    "cardTokenizedNumber": "9997000000005071111"
  },
  "cardVerificationDetails": {
    "cardVerificationValue": "123"
  },
  "addressVerificationDetails": {
    "address": "5",
    "zipPostalCode": "123",
    "countryCode": "GBR"
  } 
}

Handling an Account Verification transaction response message

An example of a Account Verification transaction response message can be seen below.

{
  "id": "7890ff90-e277-4ead-a7d8-6929a3f83286",
  "state": "Authorised",
  "providerStateCode": "000",
  "providerStateMessage": null,
  "currencyCode": "USD",
  "accountDetails": {
    "cardNumber": "444433******1111",
    "tokenizedCardNumber": "9997000000005071111",
    "isVisaCheckout": null
  },
  "details": {
    "providerMerchantId": "542929008043127",
    "providerTerminalId": "00630376"
  },
  "stateDetails": {
    "approvalCode": "06268A"
  },
  "cardSecurityResponseCode": null,
  "addressVerificationResponseCode": null
}

{
  "code": "4017740",
  "details": {
    "message": "Invalid username or password"
  }
}

Updated almost 5 years ago